Investment Portfolio Advisory

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Following are the benefits of retirement plans:

1. Option in investment: Certain retirement plans give you the option to invest in government securities, debt and equities depending on your risk profile.

2. Long-term savings: Retirement plans are long-term savings schemes. Returns are assured.

3. Choose your payouts: You can choose how you wish to receive the annuity payments, either as a lump sum or installments.

4. Works like a life insurance cover: Certain pension plans pay a lump sum on retirement or on death, whichever is earlier. Pension plans work just like a life insurance plan.

5. Negates inflation effect: As retirement plans are for the long-term, the effect of inflation is negated.

6. Access funds during an emergency: Most pension plans allow you to access funds for emergencies.

7. Loan against retirement plans: Certain retirement plans sanction loan against the retirement cor

We believe that retirement is the period of life when one is no longer working for money. He needs to fund his day-today expenses from his savings. Planning for the sunset years requires added importance because people over-estimate what they have and under-estimate how much they need post retirement. Retirement planning helps one maintain his/her pre-retirement lifestyle. If you follow SMILEYS for retirement years, you keep smiling rest of your life.
If you follow SMILEY’S for retirement years, you keep smiling rest of your life.

We as an one of the First PFRDA Retirement Advisor in India, which empanelled on the panel of PFRDA.
We help them to the client’s through government tax saving Social Security Scheme, where they got the good returns on their investments and additional tax savings too.